Cigar Payment Processing - Smoking Hot Payments, Payment processing solutions for cigar shops, vape shops, hookah lounges and other merchants.

Sell Cigars?

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Sell Cigars?


We’re a cigar merchant payment solution that freaking works

Great phrase.

But it shouldn’t be how you describe your cigar payment processing solution.

Lots of payment processors spread themselves too thin. They cater to a totally unrelated variety of industries, most of which have absolutely nothing to do with cigars.

That’s great news for their profit margins. It’s terrible news for the cigar merchants they’re supposed to be serving.

Selling cigars is a complicated business. There are endless regulations concerning state & federal taxes, merchant codes, tobacco types and more. The rules are constantly changing.

And there’s no room for error or misunderstanding. The government monitors cigar merchants reaaaally closely. They care a lot, since cigar selling falls under that scary-sounding category called “high-risk transactions.”

Uncle Sam won’t be very understanding if you make a teensy little messup. He won’t be cool if you accidentally mistype the merchant code for “non-face-to-face tobacco transaction.”

Call Us Now at 818-808-2553


That’s you, because you’re on this page.

There are more different state tobacco sales regulations than there are duckface selfies on Kim Kardashian’s phone.

That’s a whole damn lot.

You can’t be wasting your energy trying to keep up with the tiny nuances.

We know all the bland rules. So we can keep you perfectly protected. We’ll help your business run smoothly and keep you out of trouble.

You’ll never spend another second worrying about ridiculous payment codes. You won’t waste your life waiting for funds to clear and accounts to get confirmed. We take care of it all.

We handle the boring stuff so you can do the fun stuff.


We’ll handle all the freaking out.

As annoying as all the rules about selling tobacco are, you’re not allowed to just ignore them. You can’t afford to wing it. You could lose your entire business over a tiny little error.

For example, in the U.S., Visa and Mastercard require some merchants who sell tobacco products over the internet to register all of their single domain URLs with MasterCard. Even if each URL directs buyers to one primary website, every single URL must be registered.

And what if you don’t?

Well, the fine people at Visa and Mastercard are real sticklers for rules. As in, they get mad when you break them. As in — they could fine you up to $100,000 for a single infraction.

Do you want to sit there rounding up all your URLs and paying MasterCard $100,000 if you leave one out? Or do you want to actually run the business you started?

When you use Smoking Hot Payments, we take care of the hard stuff. Let us deal with all the tedious red tape and annoying paperwork. We’ll make sure all your verification letters are current and your sales codes are flawless.

All you have to do is sell some damn cigars.


Less Waiting. More Cigar-ing.

Smoking Hot Payments can provide a credit card solution for you in as little as 1 business day!

How’s that for convenience?


We’ve got plans as unique as you are.

At Smoking Hot Payments, we understand that there are as many different types of cigar merchants as there are Duggar children.

(Just like Kardashian duckface phone selfies, this number is in the millions.)

We’ve got solutions to fit your every need. Contact us right now to get started. We will build the perfect plan to fit your sales model, processing history and projected volume.

We know all the different state rules and regulations. We’ll craft something that’s completely unique … and yet totally perfect for you.


We have the whole globe covered.

Smoking Hot Payments offers offshore and international solutions for your cigar business.

We also offer tailor-made domestic solutions based on your state’s laws and your customer base.

Give us a call and we’ll create the perfect solution for your needs.

Because no matter where you are in the world, your business is our world.

Let’s do this. Give us a call right now.


We’re the best damn cigar payment processing solution. Period. And we’re not just blowing smoke.

Call Us Now at 818-808-2553

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To get the process started right away, complete the Merchant Application form.